Body And Soul - Keeping It Together! BODY AND SOUL - KEEPING IT TOGETHER! LET'S START WITH THE BODY . . . H E A L T H It is said that the first thing a man does when he wakes in the morning is to look out of the window to see how the weather has changed overnight, and the first thing a ... Caring in My Sister's Way: A Lesson On Judgement Last summer, I had an acute case of bronchitis. I was downright bummed. Summer for me meant sun, sand, sea.a gazillion trips to the mall or to my friends' houses, or to another province. I was supposed to exhaust every excess fat on my calves, thighs and ... Lance Armstrong Bracelets: Fashion Accessories For A Worthy Cause Lance Armstrong bracelets, the yellow rubber wrist bands inscribed with the motto LiveStrong, are tangible parts of champion American cyclist Lance Armstrong's legacy. Diagnosed with testicular cancer on October 2, 1996, Armstrong battled with the ...
Are You An Impulse Buyer?
Impulse buying is simply defined as making an unplanned purchase. This can be an extra pack of cookies when grocery shopping or buying a car on a whim. Most of us are guilty of this at one time or another. Even though the term is simple, it probably accounts for the majority of money problems family's have.
Planning a purchase of any kind is absolutely necessary if you intend to use your money wisely. That extra pack of cookies I mentioned isn't going to break your budget, but with the prices of groceries today, it doesn't take too many items to put a dent in your grocery allowance. However, buying a car without prior planning can get very expensive. Besides the obvious things like finding the best purchase price and interest rate, down payment, money for taxes and license, etc., you need time to decide which car is right for your family.
The below list of tips may help prevent impulse buying:
If you see something you like, leave the store without it. Go home and look at your budget. Then if you feel you can afford it, go back. In addition, this will give you time to think about whether you really need it.
Always go to the grocery store or dollar store with a list. Buy just what is on your list. If you see items you would like to have, make a note to put them on your list for your next trip.
Always consider the entire price of an item before buying. In my state, if you buy a car that costs $20,000, you have to pay about 7% in sales taxes within 30 days of the purchase. That $1400 may not be that easy to come up with.
I know that the above ideas takes all the fun out of spending your money. Planning and budgeting are about as dull as watching grass grow. However, a family that budgets their money and plans purchases, will no doubt be able to make more purchases and feel much better about it.
About the Author Terry Rigg is the author of Living Within Your Means - The Easy Way http://www.homemoneyhelp.com/ebookadpage.html and editor of The FREE Budget Stretcher Newsletter and Budget Stretcher web site http://www.homemoneyhelp.com. He has 25 years of experience counseling individuals and families concerning their personal finances.
Omaggio figures out front in allowance CBSSports.com - Nov 19, 2008 By RON GIERKINK ETOBICOKE, Ontario - The versatile Omaggio could prove tough to catch in Thursday's Woodbine headliner, a second-level allowance-optional ...
USPTO issues a Notice of Allowance for MMDI's BetaWire(TM ... Send2Press (press release), CA - Nov 19, 2008 ... today announced that the United States Patent and Trademark Office has issued a Notice of Allowance for the company's BetaWire(TM) guidewire technology. ...
DG advocates special allowance for Mathematics teachers The Punch, Nigeria - Nov 19, 2008 Sam Ale, has advocated that a special allowance to be paid to teachers of mathematics. Ale said this in Akure on Wednesday at the opening of the Federal ...
Huntington Bancshares Inc. (HBAN) Zacks.com, IL - 25 minutes ago Excluding the market-related losses, securities impairments and deferred tax-valuation allowance benefit, core results came in at $0.27 per share. ...
Nat’l athletes want old allowance back Inquirer.net, Philippines - Nov 19, 2008 According to Uy, the athletes are asking the PSC to revert to the system of allowances where an athlete gets a specific rate depending on the medals he won. ...
