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Featured Insurance Articles

Buying Automobile Insurance
Automobile insurance is an increasing expense for almost all Americans. We can't afford to have it, and we certainly can't afford to not have it. When researching insurance companies and comparing policies, it is a good idea to follow these easy ...

Car Insurance Rates – Can You Lower Them?
Car insurance rates are prohibitive nowadays. Many families really struggle to pay the car insurance bill each month. And car insurance rates vary all the time. So if car insurance cost is an issue for you, what can you do about it?The car insurance ...

Portable health care insurance gets rolling
Employees covered by group plans are often forced to remain at jobs only because they have suffered reversals in health. Were they to leave, they fear that they and their families might lose insurance benefits and new employers might be unwilling to ...




7 Auto Insurance Tips
 
1> Raising your deductible Deductible is the amount you pay from your pocket before making an insurance claim. The disadvantage of raising your claim is when you make a claim, you will pay more. However, if you are a safe driver, you will overtime save more money by raising your insurance deductible. Look at your previous insurance claim history and make a discreet decision for yourself.

2> Older Auto - Drop comprehensive / collision coverage. If your car is not worth much, why pay for comprehensive and collision insurance coverage. You can visit a myriad of online sites to find true worth of your car. Additionally your insurance broker might be able to pull up the true worth of your vehicle.

3> Taking advantage of low mileage Some auto insurance companies will give discounts if you drive less than a certain number of miles or drive less than a certain distance to work.

4> Moving - Consider insurance costs. If you are considering moving, it will be a good idea to call your insurance agent and get his opinion on the insurance costs in the new city or state.

5> Low profile vehicle Your vehicle will also determine your overall insurance costs. Some of the cars are favorite for thieves since they fetch a good price. Some cars are more expensive to repair. It makes a lot of sense to do adequate amount of research before you make your auto purchase.

6> Make sure your vehicle is correctly listed by your insurance agent. Many manufacturers offer somewhat similar model names for vehicles but insurance costs may vary. Additionally 2 or 4 door or the wrong model can impact your auto insurance quote.

7> Have your insurance broker check other insurance company discounts. A lot of companies will offer discounts if you and your spouse are insured with the same insurance company. Additionally, if you seek home insurance, life insurance, auto insurance from the same insurance company, you will get some discounts. Check with your insurance agent on saving money.

About the author:

Joe Harris is a insurance agent for Sunshine insurance services. Visit us at http://www.sunshineinsuranceservices.com/">http://www.sunshineinsuranceservices.com/"> http://www.sunshineinsuranceservices.com/ for insurance quotes and services.


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Insurance News


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New York Times

Obama Plan for Government Insurance Draws Criticism
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AFP

Can Madoff payouts break the insurance bank?
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U Of L News

Employees Need Health Insurance, Not Cash
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SmartAboutHealth

Blue Shield of California Restores Insurance for Patients it Dropped
Wall Street Journal Blogs, NY - Jan 7, 2009
In a bid to put to rest legal troubles over a practice of canceling patients’ health insurance policies after they got sick, Blue Shield of California has ...
Blue Shield settles with Insurance Department Bizjournals.com
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TheMedGuru

Health insurance for indigent kids backed
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Edgardo Angara on Thursday pushed for a health insurance program for over 14 million Filipino children of low-income families through the establishment of a ...
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USAA scales back insurance increase
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NJ charges seven in alleged insurance scam
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Insurance brokers EPIC and Arthur J. Gallagher settle lawsuit
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Edgewood Partners Insurance Center, a San Mateo-based insurance brokerage and employee benefits consulting firm also known as EPIC, said late Thursday it ...

Maryland Health Insurance Plan cuts premiums
Bizjournals.com, NC - Jan 7, 2009
The Maryland Health Insurance Plan said Wednesday it will offer reduced premiums for individuals and families with limited income. ...
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