Featured Links

Other Topics






Quote of the Day

"The more I want to get something done, the less I call it work."

Richard Bach








 




 
Featured Insurance Articles

Choosing The Best Auto Insurance Company
Choosing the right auto insurance company is very important since they will be the one to help you settle any auto related mishaps in the future. Auto insurance companies follow a basic set of benefits which they provide their policyholders. They only ...

Discover the fortune hiding in your insurance premiums!
Ever thought about how to save money? Sure you have, what did you do? You downsized a few things, maybe cut back on the monthly budget, had a boot or garage sale to free up some money but there is a place which most people don't look. Insurance ...

Why You Should Consider Pet Insurance For Your Family Pet
If you have ever wonder about the benefits of insuring your family pet, then you may want to consider the following pointers as to why you should consider pet insurance for your family pet: - 1 in every 3 family pets will visit a vet this year ...




Buying Car Insurance
 
Automobile insurance is an increasing expense for almost all Americans. We can't afford to have it, and we certainly can't afford to not have it. When researching car insurance companies and comparing policies, it is a good idea to follow these easy guidelines to get the most coverage for your insurance dollars.
Get discount car insurance quotes from as many carriers as you can. Automobile insurance rates may vary drastically depending on the model of your car and the type of coverage you need. Consider as high a deductible as you can reasonably afford, since higher deductibles translate into lower insurance premiums. Review quotes and policies carefully to make sure you are only paying for coverage you really need. If you have homeowner insurance, ask your agent if you are covered already for certain items you might be charged again for on your auto policy.
After you have gotten quotes from different car insurance carriers, it is usually a good idea to create a spreadsheet to help you avoid comparing apples to oranges. Set up a scenario with car repairs and medical expense to best compare the coverage differences under real-life situations.
Once you have chosen the two least expensive automobile insurance policies for the coverage you need, contact a reputable body shop in your area for a referral. Automobile body shops deal with insurance companies every day, and you want to make sure the company you send your premiums to each month will be responsive and fair if you have to make an insurance claim. The body shop probably has a good insider opinion on how the insurance company operates, how long it takes to get an adjuster to view the damaged vehicle, how long it takes to get paid on a claim, how fair the estimate was, were used parts requested versus brand new parts and so on.
Trust me, a 10 minute talk with a reputable body shop manager can reveal a lot of great information about an insurance company and how they tend to handle their claims. A few dollars difference in premium dollars to get coverage from a company that handles their claims properly may save you a world of hassle in the event of an automobile accident.
About the Author
Austin Davis is a consumer advocate committed to helping you with car insurance Houston and car insurance New Jersey. Visit http://www.freecarcity.com


Google


Insurance News


Reuters

Employees Need Health Insurance, Not Cash
The Star-Ledger - NJ.com, NJ - 3 hours ago
As business owners have become saddled with double-digit increases each year for the cost of health insurance, workers are seeing diminished policies, ...
Forum attendees outspoken on health care reform Bizjournals.com
Community Health Care Forum airs issues and answers Morgan Messenger
Health care tops agenda Louisville Courier-Journal
Business Finance Magazine - Las Vegas Sun
all 116 news articles

Insurance agent pleads guilty in mortgage fraud case
Bizjournals.com, NC - 2 hours ago
A self-employed insurance agent admitted guilt for his role in a $12.6 million mortgage fraud scheme that encompassed 25 residential properties in Lee’s ...
Dutchess man pleads guilty to insurance fraud Mid-Hudson News
Man pleads guilty in $12.6 million mortgage fraud scam Kansas City Star
all 10 news articles

New York Times

Obama Plan for Government Insurance Draws Criticism
Bloomberg - 3 hours ago
8 (Bloomberg) -- President-elect Barack Obama’s plan for expanding government health insurance to compete with private coverage drew fire from a leading ...
Daschle Pledges a Bipartisan Reform of Heath Care System New York Times
FACTBOX: Daschle to promote ambitious US healthcare plan Reuters
Obama’s Health Care System Reform Plans Draw Mixed Reaction eFluxMedia
Washington Times - The Associated Press
all 468 news articles

CTV.ca

Can Madoff payouts break the insurance bank?
San Francisco Chronicle,  USA - 17 hours ago
But if clients of Bernie Madoff wipe out the insurance fund, will there be any protection for everyone else? In interviews and congressional testimony this ...
Madoff Con Hits Boston, Home to Victim Shapiro, Ponzi Bloomberg
Prosecutor: Madoff gifts included diamond necklace USA Today
all 1,197 news articles

SmartAboutHealth

Blue Shield of California Restores Insurance for Patients it Dropped
Wall Street Journal Blogs, NY - Jan 7, 2009
In a bid to put to rest legal troubles over a practice of canceling patients’ health insurance policies after they got sick, Blue Shield of California has ...
Governor Proposes More Access To Health Insurance WKBW-TV
Blue Shield settles with Insurance Department Bizjournals.com
Blue Shield to restore coverage for dropped Californians Los Angeles Times
Best Syndication - Trading Markets (press release)
all 167 news articles

TheMedGuru

Health insurance for indigent kids backed
ABS CBN News, Philippines - 18 hours ago
Edgardo Angara on Thursday pushed for a health insurance program for over 14 million Filipino children of low-income families through the establishment of a ...
House Dems to vote on Obama-favored health plan The Associated Press
Angara bats for free health insurance for kids GMA news.tv
Health insurance Program for indigent kids backed TheMedGuru
IFAwebnews.com - Press Media Wire
all 168 news articles

USAA scales back insurance increase
Houston Chronicle, United States - 16 hours ago
By TRAVIS E. POLING San Antonio Express-News SAN ANTONIO — USAA rethought a steep increase in homeowners insurance rates for Harris County after state ...

NJ charges seven in alleged insurance scam
Philadelphia Inquirer, PA - 10 hours ago
New Jersey authorities have charged seven people in an alleged workers' compensation scam that they say left many people without insurance. ...
4 county residents indicted in insurance scheme phillyBurbs.com
Seven People And 11 Corporations Charged In Million-Dollar Workers ... WorkersCompensation.com (press release)
6 S. Jerseyans charged in workers' comp probe Cherry Hill Courier Post
all 4 news articles

Maryland Health Insurance Plan cuts premiums
Bizjournals.com, NC - Jan 7, 2009
The Maryland Health Insurance Plan said Wednesday it will offer reduced premiums for individuals and families with limited income. ...
Maryland Health Insurance Plan reducing premiums for members with ... IFAwebnews.com
all 5 news articles

Task force lays out plans to reform Fla. Citizens Property Insurance
SmartBrief, DC - 4 hours ago
A task force recommended that Citizens Property Insurance, Florida's insurer of last resort, limit its rate increases to a maximum average of 10% statewide, ...
Louisiana Citizens Property Insurance board makes it official ... The Times-Picayune - NOLA.com
Panel backs increase in Citizens insurance rates Sarasota Herald-Tribune
Task force: Hike rates for Citizens Bizjournals.com
KATC - KATC
all 16 news articles