Insurance There are many kinds of insurance: homeowners, automobile, health, fire disaster, and others. Homeowners insurance provides financial protection against disasters for the owner of a home and even for people who rent an apartment, house, condomium, or ... Take This Lousy Dental Insurance And Shove It! Let's face it: Some dental plans aren't worth the paper they're printed on, and they certainly aren't worth the money you are shelling out every month for coverage. Now, if your employer is picking up the tab, there isn't much you can do. But ... Term Life Insurance That May Pay Back Your Premiums "Would you like to buy term life insurance that pays back the premiums you paid over the life of the policy? Many people would love that deal. Perhaps they can't afford permanent life insurance with its investment component, or they hate “wasting” their ...
5 Steps To Cheap Car Insurance
We all know that car insurance is compulsory, but it's not necessary to pay more than you have to. A few simple steps combined with some time surfing for cheap car insurance rates really can save you hundreds.
STEP ONE - CUT THE EXCESS, CUT THE RISK The size of your car insurance premium is directly related to the risk you pose to the insurance company. So the easiest way to cut your premiums is to accept a higher voluntary excess. An insurer's standard excess may be £100; but if you meet the first £250 of any claim, you'll see a reduction in your premium. This is because you're taking on more of the risk so you get a discount. But it's a gamble, be aware that you might have to meet the cost of a broken window after an attempted theft, then a bill for repairing bodywork damage after a car park crunch.
STEP TWO - SECURE IT & SAVE Another sure way of reducing the risk and, therefore the premium, is by fitting approved security devices. All major UK insurers insist on Thatcham rated security equipment, usually a minimum of an alarm. If you live in a high-risk area for car crime, it makes sense to fit extra security such as an immobiliser and alarm. Not only does it save you money when your insurance renewal is due but it gives you extra peace of mind every time you park up your car.
STEP THREE - LOW MILES, LOW PREMIUM If your annual mileage is low, 5,000 miles or less, ask insurers if they offer discounts for agreed mileage restrictions.
STEP FOUR - ADD A NAMED DRIVER & SAVE UP TO 15% Including a named driver on your policy can increase or reduce your premiums depending upon the named drivers age, sex and driving record. A young named driver will increase your premiums, particularly with a limited or poor driving record. However, adding a driver over 30 years old with a long and clean driving record can cut premiums by up to 15%, particularly if the named driver is female!
STEP FIVE - SHOP, HAGGLE & SAVE Simply shopping around will reward you with the biggest savings. There can be massive differences between the lowest and highest car insurance quotes for exactly the same car and driver(s). Start off using good comparative online car insurance quote sites like Moneysupermarket and Screentrade, take their best quotes and go direct to the cheapest insurers for more specific quotations.
Insurance News
Democrats plan quick vote to renew kids' health plan - Columbus Dispatch WASHINGTON -- House Democrats plan to give President-elect Barack Obama an early victory on children's health care next week. Leaders say they are scheduling a vote on renewing a popular health-insurance program for children. Unless Congress acts ...
Did Ramalinga Raju siphon off money? - Economic Times MUMBAI: Did Satyam Computers promoter-chairman Ramalinga Raju pick the lesser of two crimes when he decided to confess to India’s largest-ever corporate fraud of Rs 7,136 crore? That’s a question that had begun to niggle a few people on Wednesday ...
Ideas on property insurance are appalling - St. Petersburg Times Story Tools I read with disdain the Jan. 8 story, "Citizens rates may jump . " I, for one, take exception to the tactics employed to violate and punish Florida homeowners who were dropped like hot potatoes by their private insurers. And I must add ...
Obama Plan for Government Insurance Criticized by GOP (Update2) - Bloomberg Jan. 8 (Bloomberg) -- President-elect Barack Obama’s plan to have new government health insurance compete with private coverage drew Republican fire at a nomination hearing for Thomas A. Daschle to run the Health and Human Services Department ...
Iran Insurance Report Q4 2008 - PR Inside 2009-01-08 19:19:04 - Iran Insurance Report Q4 2008 - a new market research report on http://www.companiesandmarkets.com www.companiesandmarkets.com/Summary-Market-Report/Iran-Insurance .. BMI’s Insurance Report has been written at a time that the ...
Troubled insurers put under control of Pa. agency - MSN MoneyCentral ALLENTOWN, Pa. (AP) - A pair of financially troubled Allentown companies that provide long-term care insurance are under control of the Pennsylvania Insurance Department following a court decision. Commonwealth Court on Tuesday approved the state's ...
XL Insurance Expands Pollution Coverage for Contractors - StreetInsider.com EXTON, Penn., Jan. 8 /PRNewswire-FirstCall/ -- XL Insurance, the global insurance operations of XL Capital Ltd (NYSE: XL ), today announced several program enhancements to its pollution coverages for contractors, extending environmental coverage for ...
